Your financial health score
A score out of 100 across four areas, and the next step to improve it.
The health score looks at four areas of money life:
- Day to day: spending less than comes in, and paying bills on time.
- Coping with shocks: a safety net and manageable debts.
- Goals: saving for what matters to you.
- Confidence: how in control you feel, from a few short questions.
Using it
The score comes with one next step, the change most likely to help you now. Open Financial health to see each area and how it has moved since you started.
The score is worked out from what you record in Bosla. It is a guide for you, not a credit score, and it is never shared.
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Still stuck? Write to us from Help in the app. Open Bosla · Updated 23 October 2026
Keep reading
- How Safe to spend worksSafe to spend is what is in your spending accounts, minus bills due before payday and what still has to go to your goals.
- Split your salary on paydayWhen your salary arrives, split it between bills, goals and spending in one step.
- Goals and your safety netSave for what matters, starting with money for the unexpected.
- Bills and repeating entriesNever be surprised by rent, school fees or a subscription again.